RISC Online.com

The RISC facts

We're always analysing the facts and figures obtained from RISC Online, discovering new incident trends and the number of matches RISC produces to subscribers.

Here are the 2011 figures:

Number of	Total	Individual	Company
Notifications submitted	1028	1006	22
Searches conducted	92,001	91,324	677
Positive matches returned	370	363	7

(last updated August 2011)

Get RISC protection. Call 01494 545702 for details

Developed specifically for the rental industry, the BVRLA's RISC database contains the names of over 7,000 individuals and companies who have caused problems for our members. The system enables rental companies to legitimately share risk information with other BVRLA members in order to gather information about prospective renters. Some of the things RISC can help protect your business against include:

Customer fraud
Theft
Unauthorised extensions
Late payments
Abusive behaviour

Using RISC can make your business less susceptible to vehicle theft and unauthorised extensions, which in turn could save you money on your insurance premiums.

2010 RISC trends

Analysis from statistics collected from 2010 showed the number of notifications averaged 59 notifications per month, 5% more than in 2009. In 2010 the total number of searches conducted by RISC members reached 136,404 - more than doubled compared to the previous year. The average monthly searches dramatically rose during the 2nd half of the year by 32%, Jan – Jun 9,806 searches per month, Jul - Dec 12,928 per month. The number of positive matches for 2010 totalled 737 (723 individuals and 14 companies), 27% up on the number in 2009. The average number of incidents reported remained stable at 211 per month.

How does RISC work?

The BVRLA RISC Online website, has several features. It's simple to use, allows instant updates and can be quickly accessed by any Internet browser.

The RISC database can also be fully integrated via in-house and proprietary counter systems. This means that all renters can be qualified against risk information without the need for re-keying data or exiting from a rental software application.

RISC is not a ‘Do Not Rent’ system – it simply provides you with relevant information about your renter, so you can make an informed decision.

What about the legal aspects?

RISC is registered under the Data Protection Act 1998 and is strictly regulated by the BVRLA, which means that subscribers can use and share data with confidence. When notifying us of individual customers that have caused a problem, you just have to be certain that the information you are providing is accurate and that you comply with the RISC User Obligations.

Free trials

Why not sign up for a FREE one month trial of RISC? You will have full access to live RISC data and can submit your own high risk renters to the database. You must be a BVRLA corporate member. To sign up for a free trial, click here, alternatively you can email us with your request using the contact details below.

Data subjects

If you have been refused a rental due to being on the BVRLA RISC Online database, as a data subject you have the right to find out what information is being held about you under the Data Protection Act.

To obtain a copy of this data we require evidence of your identity in the form of a written request and a payment of £10 in accordance with the provisions of the Data Protection Act to:

Data Controller
BVRLA
River Lodge
Badminton Court
Church Street
Amersham
HP7 0DD

On receipt of your written request and payment we will forward a copy of any data we have on the Database at the current time relating to you.