RISC Online.com

The RISC facts

We're always analysing the facts and figures obtained from RISC Online, discovering new incident trends and the number of matches RISC produces to subscribers.

Here are the 2012 figures:

Number of	Total	Individual	Company
Notifications submitted	1396	1338	58
Searches conducted	322,379	320,205	2,174
Positive matches returned	1,460	1429	31

(last updated January 2013)

Get RISC protection. Call 01494 545702 for details

You’ll want to identify those customers who may pose a risk to your company. Using the BVRLA’s RISC database, which contains details of over 10,000 individuals and companies, will help you make an informed decision. The system enables rental companies to legitimately share risk information with other BVRLA members in order to gather information about prospective renters. Some of the things RISC can help protect your business against include:

Customer fraud
Theft
Unauthorised extensions
Late payments
Abusive behaviour

Using RISC can make your business less susceptible to vehicle theft and unauthorised extensions, which in turn could save you money on your insurance premiums.

2012 RISC trends

Analysis from statistics collected from 2012 showed the number of notifications averaged 122 notifications a month. In 2012 the total number of searches conducted by RISC members reached 322,379 - a 71% increase compared to the previous year. The number of companies who use RISC doubled over the course of 2012 and the BVRLA intends to continue that growth into 2013.

How does RISC work?

The BVRLA RISC Online website, has several features. It's simple to use, allows instant updates and can be quickly accessed by any Internet browser.

The RISC database can also be fully integrated via in-house and proprietary counter systems. This means that all renters can be qualified against risk information without the need for re-keying data or exiting from a rental software application.

RISC is not a ‘Do Not Rent’ system – it simply provides you with relevant information about your renter, so you can make an informed decision.

What about the legal aspects?

RISC is registered under the Data Protection Act 1998 and is strictly regulated by the BVRLA, which means that subscribers can use and share data with confidence. When notifying us of individual customers that have caused a problem, you just have to be certain that the information you are providing is accurate and that you comply with the RISC User Obligations.

Data subjects

If you have been refused a rental due to being on the BVRLA RISC Online database, as a data subject you have the right to find out what information is being held about you under the Data Protection Act.

To obtain a copy of this data we require evidence of your identity in the form of a written request and a payment of £10 in accordance with the provisions of the Data Protection Act to:

Data Controller
BVRLA
River Lodge
Badminton Court
Amersham
HP7 0DD

On receipt of your written request and payment we will forward a copy of any data we have on the Database at the current time relating to you.